Termite Barrier - physical

Is Insurance Payable? (for contracts entered into prior to 28th October 2016): 

The installation of a physical termite barrier is insurable because it affects the structural performance of the residence or related roofed building.
 
Reason: Building work that affects the structural performance of a residence or its related roofed buildings is insurable under the legislation (Section 11(2)(b) Queensland Building and Construction Commission Regulation 2003).

Is Insurance Payable? (for contracts entered into on or after 28th October 2016): 

The installation of a physical termite barrier is insurable if it is primary insurable work (valued over $3300). For example, it may be primary insurable work if it forms part of the following work:

  • The erection or construction of a residence or related roofed building;
  • Building work for the renovation, alteration, extension, improvement or repair of the building envelope for a residence or related roofed building;
  • Building work for the installation, repair or replacement of support structures for a residence or related roofed building (e.g. restumping).

The installation of a physical termite barrier is also insurable (as associated insurable work) if it is under a contract that includes over $3300 of primary insurable work that is not one of the items listed above. Note in this case the value of the physical termite work is not included in the $3300 threshold for determining whether the other work in the contract is primary insurable work.

Reason: See sections 67WC and 67WD of the Queensland Building and Construction Commission Act 1991 (as amended) and section 27 of the Queensland Building and Construction Commission Regulation 2018 (as amended).

Was there a change?: 
Yes